When you own and run your own business, you are responsible for everything. Sales, staff, customers, operations and on top of all of that, the finances. Most owner managers are excellent at running their business but did not go into it to spend their evenings reconciling bank statements or worrying about whether their tax return is right. We work with owner managed businesses across the North West to take the financial side completely off their plate, so they can focus entirely on the work they are good at.
We cover everything an owner managed business needs to run its finances properly throughout the year.
We keep a clear record of all your business income throughout the year so that your accounts are always up to date, and you always know what has come in, what is outstanding and what is expected.
We record all your business costs in the right categories throughout the year, making sure everything is properly documented and that every legitimate expense is claimed to reduce your tax bill.
We review your tax position throughout the year, not just at year end, so that we can make the most of any reliefs and allowances available to you and you are never surprised by a large tax bill you had not planned for.
Whether you have one employee or a small team, we run your payroll each month, handle all submissions to HMRC and make sure everyone is paid correctly and on time with no errors and no late filings.
We give you regular, clear reports showing your income, costs and profit so you can see exactly how the business is performing and make decisions with confidence rather than guesswork.
We prepare your annual accounts and tax return accurately and on time, whether you are a sole trader completing a self-assessment or a limited company filing with Companies House and HMRC.
Your salary and dividends structured to keep your personal tax as low as possible
All deadlines managed so HMRC and Companies House obligations are never missed
Someone to call when you have a question or a decision to make, whenever you need it
Accurate, up to date accounts throughout the year so you always know where you stand
We work with you throughout the year, not just when a deadline is due.
This is not a criticism; it is simply the reality of running a business on your own or with a small team. There are only so many hours in the day and the financial side tends to get squeezed. Invoices go out late. Receipts pile up. The bookkeeping gets done in a rush before the VAT deadline. And the tax return is left until January and completed in a panic.
The consequence is that you never really have a clear picture of how the business is doing. You have a sense of it, but not the certainty that comes from having accurate, up to date numbers. That uncertainty makes it harder to make confident decisions — about taking on a new member of staff, investing in equipment, putting prices up, or knowing when you can finally take a dividend.
What changes when this is sorted: owner managers who work with us consistently tell us that within a few months they feel more in control of their business than they ever have. Not because anything dramatic has changed, but because they finally have reliable numbers to work from and someone to talk things through with when a decision needs to be made.
That clarity is worth more than most people realise until they have it.
Beyond bookkeeping and tax returns, this is where a specialist accountant earns their fee.
Salary and dividend structuring for limited company directors, reviewed each year to keep your personal tax and National Insurance as low as legally possible.
Business structure advice on whether sole trader, partnership or limited company suits you best, and support making the switch if it does.
Cash flow forecasting so you can plan confidently for a new hire, an equipment purchase or a price increase.
Registered office and company secretarial support, so your Companies House filings never get missed.
Access to a real accountant year-round, not just at deadline time, for whatever financial question comes up.
Our packages start at £150/month for a sole trader or small limited company doing up to £150k turnover, covering bookkeeping, VAT, payroll for up to two employees, and your year-end accounts or tax return. Growing limited companies with more complex payroll, multiple directors or additional tax planning typically sit in the £250–£600/month range. Fixed fee, no hourly surprises.
For most limited company directors, a combination of a modest salary and dividends works out considerably more tax-efficient than a straight salary. We review your salary and dividend levels every year as part of our service, based on your personal tax position rather than a generic formula.
Xero, for almost every owner managed business we work with. It gives you a real-time view of your numbers from your phone or laptop, and it’s the platform we build our bookkeeping and reporting around. If you’re on spreadsheets, we handle the migration for you.
It depends on your profit level, your appetite for admin, and your long-term plans. As a general rule, incorporating starts to save meaningful tax once profits move past roughly £30k–£40k a year, but it also brings extra filing obligations. We model both options against your actual numbers before you decide.
We contact your current accountant, request professional clearance and your records, and handle the transfer directly. Most owner managers are fully switched over within two to three weeks with no disruption to payroll or VAT deadlines.
You’ll get monthly or quarterly management accounts depending on your package, plus a proactive call ahead of every tax deadline. You can also call or email whenever a decision comes up — we don’t wait for the year end to talk to you.
Yes. R&R is regulated by the Association of Chartered Certified Accountants (ACCA). All work is signed off by an ACCA-qualified accountant.
Our head office is in Blackburn, and we work with owner managed businesses in Preston, Burnley, Accrington, Chorley, Leyland, Bolton, Wigan, Bury and Manchester. Being cloud-based means location barely matters for day-to-day bookkeeping and reporting, but face-to-face meetings are available at our Blackburn office whenever you want one.
Related specialities: Recruitment agencies · Construction & engineering · Wholesale & retail · Marketing & creative agencies · Year-end accounts · Tax planning
Book a free consultation. We’ll review your last set of accounts, your salary and dividend split and your bookkeeping set-up, and give you three concrete things to change — whether or not you switch to us. Call 01254 839543 or book online.
Expert Chartered Certified Accountants helping North West businesses protect and grow their income.
Friendly support from a local team that understands your business. Book your free consultation today and take the first step towards financial clarity and peace of mind.
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74 St James Road, Blackburn, BB1 8ET
We work with clients in Blackburn and across the North West, so you can get support wherever you are.
