Self Assessment Accountant for Sole Traders, Landlords and Directors

If your self assessment tax return is hanging over you, we can take it off your desk. R&R Chartered Certified Accountants is an ACCA-registered practice in Blackburn, and we prepare and file self assessment returns for sole traders, landlords, company directors and higher earners across the Northwest and the rest of the UK.

Everything is handled remotely if that suits you, or in person at our Blackburn office. Fixed fees, agreed before we start, with no hourly billing surprises.

Who Needs to File a Self Assessment Tax Return?

You will usually need to file a return if any of the following apply.

You are self employed as a sole trader and your gross trading income was more than £1,000 in the tax year.

You are a landlord with rental profits, including a single buy to let or a room let above the Rent a Room limit.

You are a company director taking dividends, or you have dividend income above the dividend allowance.

You have untaxed income from side work, freelancing, crypto or capital gains on shares or property.

You earn over £100,000, or you need to repay High Income Child Benefit Charge.

If you are unsure whether you fall into any of these, send us your figures and we will confirm your filing position before you commit to anything.

What Our Self Assessment Service Includes

Registration with HMRC. If you have never filed before, we register you for self assessment and get your UTR sorted.

Full expense review. We work through your records and claim the allowable expenses most people miss, from use of home and mileage to capital allowances and pre-trading costs.

Tax calculation and planning. You see your liability in plain terms, including payments on account, and we flag anything that could reduce next year’s bill.

Filing and confirmation. We file the return, send you the submission receipt and a payment summary with the deadlines and HMRC reference you need.

HMRC correspondence. As your agent, we deal with HMRC queries on the return so you do not have to sit in a phone queue.

Key Self Assessment Deadlines

5 October — deadline to register for self assessment if you are filing for the first time.

31 October — paper return deadline.

31 January — online filing deadline, plus payment of any tax owed and your first payment on account.

31 July — second payment on account, if one is due.

Miss the 31 January online deadline and HMRC charges an automatic £100 penalty even if you owe no tax, with daily penalties and interest building after three months. We ask clients for records well before Christmas so nothing is filed in a rush.

How Much Does a Self Assessment Accountant Cost?

Fees depend on the complexity of your return rather than the time of year. A simple sole trader or single property return typically starts around £199 plus VAT. Returns with multiple income sources, capital gains or several rental properties sit higher, and we quote before any work begins. Our guide to how much an accountant costs in the UK breaks down typical fees in more detail.

Why Clients Choose R&R

We are ACCA Chartered Certified and Xero certified, we reply the same working day, and we explain tax in language that makes sense. You get a named accountant rather than a call centre, and we do not chase you for extra fees mid job.

Alongside self assessment we handle personal and corporation tax, bookkeeping, VAT returns and payroll, so your whole compliance calendar sits in one place. If you would prefer to meet locally, see our accountant in Blackburn page.

Frequently Asked Questions

Do I need an accountant for self assessment?
No, you can file yourself through your HMRC account. Most people use an accountant once they have business expenses, rental income, dividends or capital gains, because the tax saved and the penalties avoided usually outweigh the fee.

How much does an accountant charge for a self assessment tax return?
In the UK, a straightforward self assessment return typically costs £199 to £350 plus VAT. More complex returns with multiple properties or capital gains cost more.

How long does it take?
Once we have your records, most returns are prepared within five working days and filed as soon as you approve them.

What records do you need from me?
Income records such as invoices or rental statements, expense receipts or bank statements, and any P60, P45, dividend vouchers, pension and interest details for the tax year.

Can you file a late or overdue tax return?
Yes. We regularly bring people up to date on several years of missed returns and can help you appeal penalties where you have a reasonable excuse.

Do you work with clients outside Blackburn?
Yes. Self assessment is handled remotely for clients across the UK, with everything shared securely online.